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Disclaimer

Effective Date: April 6, 2026  ·  Last Updated: June 16, 2026

△ Not Financial Advice. FirstBell is a software tool that applies mathematical pattern recognition to publicly available market data. It does not provide investment advice, trading recommendations, securities research, or any form of personalized financial guidance. All trading decisions are yours alone. Past results do not guarantee future performance.

1. Informational and Educational Purposes Only

All content, data, scores, scan results, AI-generated outputs, regime analysis, backtested results, conviction ratings, risk-gate outputs, and other materials made available through the FirstBell software platform and the firstbell.trade website (collectively, the “Service”) are provided solely for general informational, educational, and analytical purposes. Nothing in the Service is, or should be construed as, investment advice, financial advice, trading advice, brokerage advice, securities research, a recommendation to buy or sell any security, or a solicitation of any securities transaction.

FirstBell is a decision-support tool. It does not make trading decisions. You make all decisions. FirstBell gives you structured information to support your process — what you do with that information is entirely your responsibility.

2. Publisher’s Exclusion — Not a Registered Investment Adviser

T. Hodges Co., LLC™ is not registered as an investment adviser with the U.S. Securities and Exchange Commission or any state securities authority. T. Hodges Co., LLC™ relies upon the “publisher’s exclusion” from the definition of “investment adviser” as provided under Section 202(a)(11)(D) of the Investment Advisers Act of 1940 and corresponding state laws. As such, FirstBell™ does not offer or provide personalized investment advice. To the extent any content, data, or analysis published by FirstBell™ may be deemed “investment advice,” such information is impersonal and not tailored to the investment needs of any specific person.

FirstBell is also not a broker-dealer, commodity trading adviser, securities research firm, financial planner, fiduciary, tax adviser, legal adviser, or accounting adviser. No advisory, fiduciary, or professional relationship is created by your use of the Service.

3. No Personalized Advice, Suitability, or Recommendation

FirstBell content is impersonal. The Service does not know your identity, financial situation, investment objectives, risk tolerance, holdings, income, net worth, tax status, or time horizon. FirstBell does not evaluate suitability, perform best-interest determinations, manage portfolios, execute trades, route orders, or provide individualized guidance of any kind.

You remain solely responsible for all decisions regarding the purchase and sale of securities, and the suitability, profitability, or appropriateness for you of any security, investment strategy, or other financial matter.

4. AI-Generated and Algorithmic Outputs May Be Wrong

FirstBell uses artificial intelligence and algorithmic processing to generate conviction ratings, regime classifications, morning briefs, backtested summaries, risk-gate assessments, and related analytical outputs. AI-generated and algorithmically generated outputs can be inaccurate, incomplete, outdated, biased, or materially wrong.

You must independently verify all outputs before relying on them. No AI or algorithmic output produced by FirstBell constitutes a recommendation to trade, and no such output is guaranteed to be accurate, reliable, or suitable for your purposes. AI behavior can be unpredictable. Do not treat any FirstBell output as ground truth.

5. Risk of Loss; No Guarantees

Investing and trading in securities involve substantial risk, including possible loss of principal and losses exceeding initial investment. Securities can be volatile, illiquid, speculative, and affected by both issuer-specific events and broad market conditions.

FirstBell makes no promise, warranty, projection, or guarantee of accuracy, profitability, performance, or future value. Past performance, historical scan results, backtested returns, and hypothetical examples are not indicative of future results and are provided for illustrative purposes only.

CFTC Rule 4.41 — Simulated Performance Disclosure: HYPOTHETICAL OR SIMULATED PERFORMANCE RESULTS HAVE CERTAIN INHERENT LIMITATIONS. UNLIKE AN ACTUAL PERFORMANCE RECORD, SIMULATED RESULTS DO NOT REPRESENT ACTUAL TRADING. ALSO, SINCE THE TRADES HAVE NOT BEEN EXECUTED, THE RESULTS MAY HAVE UNDER- OR OVER-COMPENSATED FOR THE IMPACT, IF ANY, OF CERTAIN MARKET FACTORS, SUCH AS LACK OF LIQUIDITY. SIMULATED TRADING PROGRAMS IN GENERAL ARE ALSO SUBJECT TO THE FACT THAT THEY ARE DESIGNED WITH THE BENEFIT OF HINDSIGHT. NO REPRESENTATION IS BEING MADE THAT ANY ACCOUNT WILL OR IS LIKELY TO ACHIEVE PROFIT OR LOSSES SIMILAR TO THOSE SHOWN.

6. Third-Party Market Data

FirstBell connects to third-party market data providers (which may include Charles Schwab API, Alpaca Markets, Polygon.io, Tradier, Public.com, TradeStation, or Yahoo Finance, depending on your configuration) to retrieve price data, historical data, and related market information. This data is provided “as is” by those third parties. FirstBell does not independently verify or guarantee the accuracy, completeness, timeliness, or reliability of any third-party market data.

Third-party data may be delayed, incomplete, inaccurate, or unavailable. Market data errors are the responsibility of the respective data provider. FirstBell is not liable for trading decisions made on the basis of erroneous third-party data.

7. No Broker, No Custody, No Execution

FirstBell does not open brokerage accounts, accept deposits, hold customer funds or securities, custody assets, execute trades, route orders, clear transactions, or exercise investment discretion on your behalf. Any trade you place using your own connected broker account is placed by you, through your broker, under your broker’s terms. FirstBell provides analytical context; your broker executes.

8. Testimonials and Endorsements

In accordance with 16 CFR Part 255 and the FTC Guidelines Concerning Use of Endorsements and Testimonials in Advertising: any testimonials, endorsements, or descriptions of results from users of FirstBell™ reflect their individual experiences and are not representative of the results of all users. Individual results will vary. Past performance of any individual user does not guarantee that you will achieve similar results.

9. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, T. HODGES CO., LLC™ AND ITS OFFICERS, MEMBERS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF OR INABILITY TO USE THE SERVICE, INCLUDING ANY TRADING LOSSES, INVESTMENT LOSSES, MISSED OPPORTUNITIES, OR DATA LOSS, EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. T. HODGES CO., LLC™’S TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID IN THE 30 DAYS PRECEDING THE CLAIM.

10. Changes to This Disclaimer

We may update this Disclaimer from time to time. The “Last Updated” date above reflects the most recent revision. Continued use of the Service after changes are posted constitutes acceptance of the revised Disclaimer.

Questions? Email support@firstbell.trade or visit our contact page.
T. Hodges Co., LLC™ · c/o Northwest Registered Agent, Inc. · 270 Trace Colony Park STE B, Ridgeland, MS 39157, USA